The Metropolitan Utilities District (MUD), based in Omaha, Neb., will consolidate its insurance policies in a move that is expected to save $50,000 annually. Previously, the water and gas utility’s facilities, equipment, and fleet were covered across six separate policies, reports the Omaha World-Herald.

This change will increase the value of MUD’s insured property while lowering premiums and fees and reducing the cost of deductibles if, for example, a piece of equipment breaks down and causes damage to the fleet facility.